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Monthly repayments and short investment horizons
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0% Hidden Fees
The return you see is what you get
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Regulated by the Saudi Central Bank
Earn regular income up to 26% per year
Sharia compliant investing in small business finance.
Start investing-
Monthly repayments and short investment horizons
-
0% Hidden Fees
The return you see is what you get
-
Regulated by the Saudi Central Bank
We make private credit investing fast, safe, and easy
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Create an accountRegister as an investor in less than 3 minutes. -
Browse opportunitiesYou can invest manually or enable our Auto Invest feature. -
InvestDeposit funds and start investing. -
Monthly repaymentsChoose to withdraw your earnings or reinvest for maximum return.
Investing in Private Credit
| empty |
Private Credit
with Funding Souq
|
Real Estate |
Stock Market
(S&P500)
|
High Yield Sukuk or Bonds |
|---|---|---|---|---|
| Target Net Returns | 15% p.a | 8% p.a | 9.4% p.a | 6% p.a |
| Investment Horizon | As little as 3 months | Years | Varies | Varies |
| Diversification: Low correlation to other asset classes | ||||
| Regular Monthly Income |
Shariah Compliance
Funding Souq offers Shariah-compliant investment and financing solutions. We are dedicated to following Islamic principles and have a Sharia Supervisory Board ensuring compliance of each transaction.
Certified by the Dar Al Sharia
Investment
Calculator
Balanced Auto-investing
Conservative Auto-investing
Invested Amount
ʢ
Internal Rate of Return (IRR)
%
Net Yield
%
Total Cash Return
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Who can invest on Funding Souq?
Individual Investor
The existing financing across all financing opportunities can up to ʢ 250,000. Additionally, investments in any single opportunity cannot exceed 25% of the opportunity's total amount.
Professional Investor
Professional investors don’t have an investment limit. To be classified as a professional investor you need to prove that your net worth exceeds $1m.
Corporate Investor
Companies that register as investors are classified as Corporate Investors.
Testimonials
A
Atef Amri
Manager
“ Very quickly became my favorite investment platform as an expat based in the Middle East. ”
I
Imtiaz Lograt
Dentist
“ Very easy to invest, great returns, would highly recommend. ”
S
Saleh Lzeik
Head of Digital Marketing
“ Trustworthy. ”
A
Adel Aljehani
Business Owner
“ Great returns and great customer service! ”
Mohammed Almesmari
Sales Director
“ The team was very quick to respond to my queries. Very smooth. ”
Christian Kunz
Head of Group Strategy and Innovation
“ The overall experience was simple & easy. I applied and got the approval in less than 48 hours. The rest of the process was very simple. ”
Frequently Asked Questions
Yes, it can be deactivated and activated on the Investment Settings page at any time.
The Balanced strategy is designed to make the most of the available opportunities on Funding Souq. Our system will allocate unlimited exposure to A-rated opportunities as these are fully guaranteed through our partnership with Sharjah Media City. Given that our B-rated opportunities are not guaranteed and are riskier, our system will limit your exposure to 10% of your total portfolio for these opportunities.
The Conservative strategy is designed to minimize your risk but with that comes lower returns as well. Our system will allocate your funds to only A-rated opportunities which are fully guaranteed through our partnership with Sharjah Media City.
Auto-Investing is a feature that allows you to invest your available funds in a hassle-free manner. If enabled, our system will automatically allocate your recently deposited funds or your repayments into live opportunities on the Marketplace. There are 2 types of Auto-Investing strategies, Balanced and Conservative, and these are designed to maximize your returns on a risk-adjusted basis.
Funding Souq is open to all nationalities although there are some regulatory restrictions.
Funding Souq requires the above documents to comply with the Dubai Financial Services Authority (DFSA). As per regulatory requirements, all regulated firms need to maintain valid ID documents and client information. This requires us to understand your identity, source of funds and previous dealings. If need may be, we might contact you for additional documents as the previous list is non-exhaustive. Funding Souq cannot withdraw money from your account and all deposits will be made by you transferring money into a segregated bank account.